Golf Insurance

Whether you’re a keen golfer or are just starting out, Golf Insurance is something that should be considered to protect you against any unexpected situations that may occur.

So what exactly does Golf Insurance offer?

With Golf being one of the most popular sports in the UK, it is estimated that there are over 4,000,000 golfers in Great Britain. We wanted to design a golf product that covers you for everything you would expect from a Golf Insurance Policy.

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What Our Customers Say
  • Great Prices
  • ‘We were surprised and pleased with the quote we got for our golf equipment with Insurancefair.

    We would happily recommend this golf insurance to our friends and family.’

  • Mr and Mrs Jacobs

Why Choose Insurancefair for your Golf Insurance?

We have created our Golf insurance policy with golfers in mind. At Insurancefair we understand that the cost of your golf equipment will vary, as well as your requirements from the policy. We have extremely competitive and flexible cover available to suit your individual needs.

Our golf insurance covers you financially for the following:

  • Accidental damage, theft or loss to your golf equipment which includes your golf clubs, golf gadgets, clothing, trolleys and bags.
  • Personal accidents occurred on course whilst playing including the cost of your club membership if you are unable to play.
  • Personal liability in case you accidently injure another person or damage third party property whilst playing.
  • We also offer hole in one cover so that your round of drinks at the club house are paid for if you are lucky enough to hit a hole in one.

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Insurancefair's Golf Insurance Comparison

Our golf insurance comes with 3 levels of cover to suit every type of golfer and individual budget.

Silver –This policy is great for a golfer on a budget, with policies starting from as little as £22.74* and cover for clubs of up to the value of £1,000.

Gold – Stepping up your game and playing with a high-end set of clubs? Our Gold Cover provides up to £2,500 of cover and increases club membership protection to £1,000.

Platinum – When nothing but the best will do, Platinum cover leaves you feeling secure with £5,000 of protection, £50,000 personal accident and 90 days and worldwide cover as standard.

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Golf Insurance Options
Section of Cover
  • Golfing Equipment
  • Personal Liability
  • Personal Accident
  • Golf Club Membership Fees
  • Accidental Damage
  • Personal Effects
  • Hole in One
  • Golfing Equipment Hire
  • Tournament Entry Fees
  • £1,000
  • £5m
  • £25,000
  • £500
  • £2,500
  • £150
  • £150
  • £200
  • £150
  • £2,500
  • £5m
  • £30,000
  • £1,000
  • £2,500
  • £300
  • £300
  • £200
  • £200
  • £5,000
  • £5m
  • £50,000
  • £1,500
  • £2,500
  • £500
  • £500
  • £200
  • £250

Choosing the right golf insurance policy for you

Choosing the right golfers insurance policy is important, we have tried to tailor our cover levels to be as widespread as possible to suit the different types of golfers. We would always advise to check the following to ensure your policy selection matches your needs:

  • Golf Equipment – Check the limits will cover the costs of your personal golf equipment.
  • Personal Accident Cover – provides covers if you are involved in an accident whilst using Golf equipment. Including mishaps such as causing bodily injury which results in death, loss of limb, loss of sight or permanent disablement.
  • Golf Insurance Geographical Restrictions With our specialist golf insurance you’re covered all year round within the UK, and up to 90 days within Europe or Worldwide.
  • Club Membership Fees – We will pay up to £1,500 for fees paid or contracted to be paid if you are unable to play golf due to an accident or illness.
  • Excess – This is the amount that you will need to pay in the respect of a claim. To keep our policies simple, we have a £100 excess on all our policies, (excluding Personal Liability claims which require an excess of £250)

We are confident that our policies are very competitive. Take a look how our golf insurance compares to what is available on the market. We have done the hard work for you (we’re nice like that) so you can see at a glance how we compare.


We understand that everyone has questions, we would too. Here are our most frequently asked questions about insuring you on the course and all of your golf equipment!

Why do I need golf insurance?

Golf insurance provides protection not just for your equipment, but also for you. You will be covered for theft loss and damage of your golf clubs and accessories. The policy also includes cover for you in the event that you are injured, or injure someone else on the course. Insurancefair’s golf insurance starts from just £22.74* for the year and includes these benefits and more as standard.

Will my golf insurance cover me for a golf holiday abroad?

All Insurancefair golf insurance policies include up to 90 days cover in Europe as standard. If you would like to protect your equipment a little further afield, you can do so by selecting the worldwide option. Platinum cover includes worldwide cover as standard.

Whilst all of our policies provide cover abroad, please ensure that you read our policy wording carefully for geographical and policy restrictions.

What is the hole in one benefit?

If you hit a hole in one whilst playing in a golf tournament, your golf insurance will pay up to £500 to cover the cost of the obligatory round of drinks dependent on the level selected.

Are my golf clubs already covered on my home insurance policy?

While many believe that their home insurance will cover them for their golf equipment, most home insurance policies don’t automatically cover you for ‘away from home cover’, which is where your Golf Clubs would come under. Also, Golf Insurance covers you for the added extras such as Public Liability, which your home insurance won’t be able to.

What is the definition of 'golf equipment' on the golf insurance policy?

Golf Equipment is classified in your golf insurance policy as cover for a range of golfing equipment including, golf bag’s, umbrella’s, golf clubs, trolleys, specialist golf clothing and golfing gadgets such as GPS range finders.


*£22.74 price based on a Silver European policy