Musical Instrument Insurance

Whether you are a professional, a DJ or simply wish to bring your love of music with you on your trip, it is essential to invest in quality musical instrument insurance. Many individuals are led to believe that their instrument is automatically covered under their home contents insurance, although it is likely that once you take your instrument out of the house or abroad the cover will cease.

Furthermore, selected airlines will require certain instruments to fly as cabin baggage. Airline luggage mistakes are an unfortunate yet frequent occurrence; what if your musical instrument was loaded on the wrong flight, delayed or damaged in transit? Imagine how you would feel if the purpose of your trip was to play a venue and you had a damaged instrument!

By purchasing our musical instrument insurance you can rest assured that your instrument is covered; as each one of our musical instrument policies is carefully hand-tailored to suit you.

  • 25% online discount.
  • All types of musical instruments are eligible for cover up to the value of £30,000.
  • Peace of mind with 100% sum insured musical instrument cover in the instance of theft, damage or accidental loss, including while in transit.
  • Up to £1.25m public liability cover and £10,000 personal accident cover.
  • Up to £10,000 to cover the costs of hiring replacement equipment and any additional expenses.
  • Flexible cover options available for electronic, disco and DJ equipment.
  • Cover for your equipment at a specified address or a recording studio.
  • Cover options available for transporting equipment between locations or abroad.
  • Low policy excess; £150 for public liability, £100 for all other sections.

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Important Information
If you would like to find out more information about Musical Instrument Insurance, please see the tabs below.

Please see policy benefits and security requirements below;
  • Policy Benefits
  • Security Requirements
  • Please see policy summary below;
  • Policy Summary
  • Please see policy wording below;
  • Policy Wording
  • If you would like to make a claim, please complete the online claims form using the link below;

    Claims Form

    If you would like a quote, please click on the ‘Get Quote’ button below.

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