Horse Insurance

Any equine enthusiast knows that horses are beautiful, strong and majestic animals which require commitment and hard work to keep happy and healthy. The long list of chores involved in owning a horse include mucking out, riding, training, brushing, feeding and making sure the horse and rider are properly insured and protected.

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Why choose Insurancefair for your Horse Insurance?

If you own a horse, it is extremely important that you make sure that you, your horse and your equipment are properly protected in case you face any unexpected issues.

  • Cover for Horses from 31 days to over 15 years old.
  • Cover in case your horse dies, is stolen or strays, and for loss of use if your horse becomes ill through sickness or injury.
  • Up to £1.25 million personal liability cover in case your horse causes damage to a third party.
  • Up to £12,500 cover against personal accident for the rider.
  • Up to £1,250 to cover dental treatment for the rider following an accident.
  • Up to £1,250 to protect against fire in your stables.
  • Up to £5,750 to cover vets fees.
  • Up to £1,750 to cover saddlery and tack.
  • Up to £1,250 to hire a horse if yours is stolen and not recovered in 28 days.


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Why do I need horse insurance?

Horses live for an average for 25 to 30 years so it is highly likely that they will need to visit a veterinary practice during that time. As anyone who has had the misfortune of taking their horse to the vet will know, the cost of treatment is often exceedingly high.

In addition to veterinary treatment, our policies also include public liability protecting you against damage to third party property or persons caused by you or your horse.

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How do I contact you with a query?

Our policies are provided by E&L who are on hand to answer any queries. You can call them on: 033000 243 360.

Are there any restrictions on activities?

Types of use covered by this insurance include: Hacking, Gymkhanas, Showing, Driving, Pony and Riding club events, Breeding, Show Jumping and Dressage. There are terms, conditions and restrictions to the policy. Please take time to read the full policy wording before making the decision about whether this policy is right for your requirements and needs.

How do I cancel my policy?

You can cancel your policy at any time.
If you cancel within the first 14 days, paid annually and have not made a claim you will be entitled to a full refund. After this a percentage will be refunded on a descending scale based on the amount of time on cover.
If you pay monthly you can cancel at any time but no refund is due.
To cancel, please call: 03300 243 360.