Student Insurance

Going off to university is often our first taste of living away from home. It is an exciting as well as a daunting experience. On average, students take in excess of £2,500 worth of items and electronics with them. Student insurance is a simple and easy way to ensure your personal items against theft, loss and damage. Other benefits include:

  •  Up to £1.5 million legal liability cover
  • Up to £500 to protect loaned college property
  • Cover for missed exams up to £1,5000


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What Our Customers Say
  • Insurancefair are very helpful and professional

  • Mrs Thew

Which student insurance is right for you?

When considering student insurance, it is important to make sure you are covered all of your personal possessions. Take the time to add up the cost of all of the items you take with you to your student accommodation.

Here is a list of some of the typical items:

  • Furniture such as a bed
  • Clothes
  • Gadgets including a laptop and a mobile phone

Why choose Insurancefair for your student insurance? Our policies provide cover up to £8,000 and you will receive a 15% discount when purchasing our student insurance online. At Insurancefair we pride ourselves on ensuring fairness, transparency and consistency and this is applied to both the products and services we provide.

If you are unsure or have any questions about our student insurance, please call our dedicated team on: 0203 824 3824. We are open from 8am to 8pm Monday to Friday and 9am to 5pm on weekends.

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Why do I need student insurance?

Some people assume that their possessions are covered through their home contents insurance but this is not necessarily the case. A student insurance policy has been designed specifically for the purpose of protecting your belongings whilst in student accommodation. In addition, a student insurance policy includes cover for liability and protection for items on loan from the university.


Am I covered if my possessions are stolen?

As long as you complied with the terms an conditions of your policy and the items were kept in a secure and locked environment. Please read the policy wording for full terms and conditions.

Can I insure my possessions under the student insurance policy of I didn’t buy them?

The owner of the possessions should be the one who takes out the insurance. Often the parents of the student take out student insurance for their children as they own the property. If you are unsure or have any further questions you can contact us here or call in on: 0203 829 3824.

Do I need to notify you if I buy new property?

Your insurance is based on the sum insured you select when purchasing the policy. If the accumulation of items exceeds the amount you originally entered, you will need to contact us so that we can make the necessary adjustments. An additional premium may apply.